Truist Associate - CRE Credit Delivery in Charlotte, North Carolina
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Regular or Temporary:
Language Fluency: English (Required)
1st shift (United States of America)
Please review the following job description:
The Commercial Real Estate (CRE) Credit Delivery Associate has a strong understanding of the Commercial Real Estate market, credit and products and facilitates financial analysis, risk assessment and credit structure recommendations for Commercial Real Estate clients and prospects. Takes ownership of projects in coordination with assigned senior Credit Delivery leader and mentors the CRE Analysts in the CRE Emerging Talent program. Performs prudent underwriting and effective credit and risk administration with particular emphasis on adherence to credit policy and requirements. Supplements analysis with research and evaluations from a wide variety of sources to develop an assessment of client, competitor, property segment, market and industry risks and trends. The CRE Credit Delivery Associate 1 may be assigned to selected senior Credit Delivery leader(s) to provide assistance with the ongoing portfolio maintenance activities and client relationship support of certain relationships or portfolios.
ESSENTIAL DUTIES AND RESPONSIBILITIES
Facilitates the diligence and underwriting documentation of the less complex and smaller credit relationships; supports credit presentation preparation and discussions with Credit Officer and other final approvers and coordinates legal documentation efforts through closing and funding phase.
Ensures loan agreement is in accordance with approval documents. Identifies potential issues contained within loan documentation and takes steps to address the issues, in consultation with Relationship Manager.
Analyzes financial statements/projections and documents client performance, along with identified risk and risk mitigants of less complex credits.
Ensures all Credit Process Metrics are within prescribed tolerances. Accountable for the risk evaluation and associated compliance requirements within assigned portfolio and for prospects. Identifies issues and follows through for remediation.
Serves as a client and internal point of contact in managing assigned portfolio. (May include site visit and/or visit with client management team)
Supports and mentors CRE Analysts.
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Bachelor’s degree in Finance, Accounting, Economics or Business, or an equivalent combination of education and work experience.
2-3 years of Commercial Real Estate experience.
Excellent verbal and written communication skills.
Demonstrated proficiency in basic computer applications, such as Microsoft Office software products.
Strong analytical and problem-solving skills.
Knowledge of commercial real estate credit delivery principles.
Ability to handle multiple priorities under time constraints.
Demonstrated success working in a collaborative team environment.
Master’s in real estate or combined Commercial Real Estate experience through internships or other experiences; or an equivalent combination of educational and experience or other related advanced degree.
2 years of experience in a Commercial Real Estate Associate Development Program and/or equivalent experience in a CRE Credit Delivery role.
Truist stands for better.
Our relentless pursuit of better at Truist means we’re always looking forward. Pursuing what’s next. Boldly believing in the power of what we can achieve together. Our promise to stand for better means we’re creating smarter and easier experiences for clients. It means we’re connecting people and businesses to build confidence and create meaningful change in lives and communities. And it means we do the right thing, we speak up for those who may not be heard, and we challenge the status quo. Every decision we make starts with this belief in better.
Touch. Technology. Trust.
Truist is combining distinctive personal service with investments in innovation to create transformational client experiences. We believe the unique blend of human touch and innovative technology will set us apart, instill confidence, and build deeper levels of trust with our clients.
#CommercialRealEstate #Atlanta #Charlotte #WashingtonDC
General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site (https://benefits.truist.com/)
. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
Truist supports a diverse workforce and is an Equal Opportunity Employer that does not discriminate against individuals on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Truist is a Drug Free Workplace.
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