Truist CCB Analyst I - Richmond, VA in Richmond, Virginia
Req ID: R0044732
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Regular or Temporary:
Language Fluency: English (Required)
1st shift (United States of America)
Please review the following job description:
Reporting to the team lead, primarily provides analytical support assigned to Portfolio Managers including analyzing financial statements and projections, utilizing financial models and applications, and developing and participating in credit presentations and participating in credit underwriting and structuring. May participate in client support, as appropriate. Is developing a working knowledge of company’s product suite. Performs tasks and assignments under direct supervision. Accountable for and manages assigned portfolio by monitoring performance and trends, proactively defining client credit solutions, identifying issues and developing remediation, underwriting and approving credit as designated.
- As a part of the deal team, responsible for authoring annual reviews and assisting in the development of
credit underwriting thesis of new and existing transactions. Acts as author and creates initial view of risk
based on experience and skills. Prepares the nCino packages and is responsible for spreading financial
statements and risk ratings. 50%
- Synthesizes vast amounts of data to build financial models based on client profile, industry dynamics, cost
pressures, etc. related to deal in order to assess financial wherewithal to repay. 20%
- Develops risk view and translation into risk rating models to reflect risk in deal in terms of probability of
default/loss given default across the risk spectrum. 10%
- Conducts industry specific research and analysis is support of client support activities such as client
presentation development and term sheets. 10%
Responsible for completing regulatory and compliance activities and data accuracy in the portfolio. 10%
Span of Control (include # direct reports): Span of control includes no direct reports, but encompasses
regular communication with Portfolio Management teammates, Relationship Managers, Credit Risk
Managers, Credit Review partners, Clients, Technology, and other internal and external audit and examiner
- Decision-Making and Autonomy: Teammates in this role are charged with providing independent current
and forward looking risk view on clients within the assigned clients/prospects and portfolio. They author
independent risk recommendations including, but not limited to; risk rating, compliance, underwriting,
which are reviewed and coaching provided as needed. Depending on the level of the deal, the
recommendation is finally approved by ultimate risk approval officer.
Problem Complexity: Moderate to complex.
Leadership / Influencing / Negotiating / Persuading: Yes, teammates in this position are required to
develop an independent point of view and provide recommendations to appropriate decision makers.
- Project or Program Management: Yes. This position runs ad hoc projects generally associated with
regulatory, risk, and compliance issues.
- Nature and Area of Impact, including Risk: This position could impact/touch all elements of risk faced by the
Bank. Key risk drivers are credit and operational.
Truist supports a diverse workforce and is an Equal Opportunity Employer who does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Drug Free Workplace.
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