Truist Consumer Lending Solutions Officer II in Winston Salem, North Carolina
Req ID: R0046165
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Regular or Temporary:
Language Fluency: English (Required)
1st shift (United States of America)
Please review the following job description:
This role provides support, consultation and credit decisions for the Retail Community Bank’s lending staff. Provides guidance to bankers and their leadership related to bank policies and underwriting processes to ensure consistency in execution of the Bank's defined retail lending process.
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
Review, evaluate and decision credit applications for Consumer credit requests Provide a demonstrated ability to resolve complex scenarios independently and serve as a mentor to LSO I teammates. Provide assistance and direction to Retail lenders regarding lending policies, procedures, processes, loan structure and pricing Maintain complete comprehension of the Bank’s Consumer lending credit policies to ensure fair and appropriate lending decisions are granted Document and explain justification for all credit exceptions granted Make recommendations to management on loan requests that pose higher credit risk and are outside individual lending authority Provide senior management with specific feedback on issues and suggestions related to the loan process, to help improve service to clients Work in partnership with Retail Loan Fulfillment to complete the loan process and resolve problems Work closely with management to recommend process improvements and identify training gap Responsible for timely decisions on all Consumer credit applications.
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Five-plus years of experience in branch lending or other lending related administrative areas or equivalent education and related training. Thorough knowledge of complex income verification via paystubs, tax returns analysis, etc. Excellent interpersonal, verbal, and written communication skills. Strong analytical and problem solving ability. Basic PC skills.
Graduate of Bank Leadership Development Program. Spreadsheet experience. Knowledge of Bank operations, systems, compliance, and regulatory issue. Credit Administration and/or branch lending experience.
Truist supports a diverse workforce and is an Equal Opportunity Employer who does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Drug Free Workplace.
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